15 Cities With The Most Job Gains In 2021

Credit Unions Offer Several Perks and Benefits

There are some who would never think about patronizing credit unions. Little do they know; they are really missing out on some great benefits and advantages.

Remittance Facilities for Sending Money to India for US Based NRIs

To curtail the transit time taken in collection of cheques drawn on US banks, which are sent to India and then send back to US for collection, Indian Banks have introduced a new concept called Lockbox service for NRIs based in USA. The Cheque deposited by beneficiary will be presented in the local clearing in USA by correspondent bank of your bank. For e.g. Bank of America on behalf of SBI, India.

How to Calculate Retirement Needs

During a radio interview last week I was asked the simple but basic question of how to calculate the amount of money needed to support a prosperous retirement. This is an often asked, but more frequently misunderstood issue that needs to be clarified. How much do you really need? And once determined how do you get there and actually realize that amount of money?

Preventing Late Payments – Don’t Rely on the Law!

In our March article on late payments, we looked at how the law has recently changed to help protect smaller businesses against the risks of late or non payment. However, questions still remain around how much protection is actually being offered to suppliers.

The Importance of Working on Your Business, Not Just In It

If you are still doing the daily “chores” of working in your business it is time to take a step back. There are wealth of responsibilities that can be performed as well if not better by other employees. If you don’t trust the employees that you have to take over the daily responsibilities, you need to consider hiring some more employees. As the business owner you should be able to trust your employees when you delegate work to them.

Social Security Traps and How to Avoid Them

Just earlier this week, I came across an article by Kandice Bridges from BankRate.com and found it pretty compelling. The article lays out common social security traps and gives you pointers on how to navigate around them so you don’t end up getting taxed on your retirement benefits or face deductions on your social security payments.

Advantages of a Payroll System

Understanding exactly what to do for your business when it comes to paying out employees or establishing a given payroll system is no easy task. Payroll systems can be very complicated to especially if you have hundreds of employees or a large business. Establishing a proper payroll system with easy-to-use software for payroll that includes all of your deductions and requirements is very important.

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