5 Money Mistakes to Avoid That Will Wreck Your Retirement | Money Mistakes 👌




Understanding Zero Percent Financing

Technically, zero percent financing is really in existent. The low rates offered by lenders are in fact incentives they offer in lieu of rebates or money saved from the difference between a car’s actual selling price and its manufacturer’s suggested retail price. The lender receives the cash discount and buys down the rate instead.

Why Security of Payment Schemes Are Important

One of the most popular areas of payment disputes is that of the building and construction industry. The nature of building projects often results in unexpected costs and final appearances. As such, payment disputes are common and legislation has been developed to streamline the legal process.

Child Poverty: Advice for Parents on Income Support

According to gingerbread.org.uk, 50% of children in a single parent family are being brought up in a state poverty, as opposed to 25% in two parent households. I suppose it is to be expected: one parent equals one income. There does seem to be a lot of support available from charities and various government schemes, however, finding out what’s available to you isn’t always that easy. I’ve looked at some of the issues surrounding child poverty in the UK and whether help is on-hand.

The Importance of Working on Your Business, Not Just In It

If you are still doing the daily “chores” of working in your business it is time to take a step back. There are wealth of responsibilities that can be performed as well if not better by other employees. If you don’t trust the employees that you have to take over the daily responsibilities, you need to consider hiring some more employees. As the business owner you should be able to trust your employees when you delegate work to them.

Social Security Traps and How to Avoid Them

Just earlier this week, I came across an article by Kandice Bridges from BankRate.com and found it pretty compelling. The article lays out common social security traps and gives you pointers on how to navigate around them so you don’t end up getting taxed on your retirement benefits or face deductions on your social security payments.

Advantages of a Payroll System

Understanding exactly what to do for your business when it comes to paying out employees or establishing a given payroll system is no easy task. Payroll systems can be very complicated to especially if you have hundreds of employees or a large business. Establishing a proper payroll system with easy-to-use software for payroll that includes all of your deductions and requirements is very important.

A Problem That Can Be Solved With Money Isn’t a Real Problem – Yeah Right!

It’s been said that a problem that can be solved with money isn’t a real problem. What? You bet your butt it’s a real problem. Just ask the thousands of people suffering from health issues brought on my this growing problem. It’s not all bad news though.

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